BLOG

At Dale Frank Financial, we understand the importance of learning about insurance. If you’re beginning the research process, take a look through our blog to learn more. We update our blog frequently so that it can be your information source about important insurance subjects.

Our team is knowledgeable about insurance topics and can aid in the enrollment and selection process. If you’re ready to get the details you need about Medicare, make an appointment to speak with one of our professionals today. Shopping for insurance can be complicated, so simplify the process by working with a full service financial firm. There are so many different insurance options available, so take the time to learn about which one is right for you.

Quarterly Market Reports

Q2 Market Talk

July 29, 2021

As the weather heated up, so did the economy – and the potential for inflation. But without any big news to look forward to, markets could cool down significantly as we head into the second half of 2021.

Medicare Blog Posts

Does Medicare Pay For Hearing Aids?

March 29, 2022

Original Medicare does not pay for hearing aids, but Medicare Advantage may actually include some hearing aid coverage. What Medicare Doesn’t Cover and Why Medicare doesn’t hide the fact that it doesn’t cover hearing aids. It also makes it obvious that they don’t cover any other hearing benefits or dental and vision benefits, either. Original…

When Can I Enroll in Part D?

February 28, 2022

Part D is the prescription drug component of the Medicare program. If you want to get Part D coverage, you must enroll during the proper enrollment period. To learn more about enrolling in Part D, continue reading.  What Is Medicare Part D? Medicare Part D provides prescription drug coverage to Medicare beneficiaries. The prescription drug…

Does Medicare Advantage Cover Prescriptions?

February 27, 2022

Medicare Advantage plans often cover prescription drug coverage, though not all plans include this benefit. Keep reading to learn more about Medicare Advantage plans and the coverage you can expect.  What Is Medicare Advantage? Medicare Advantage (Part C) is the private insurance option offered by Medicare-approved carriers. Through Part C of the Medicare program, beneficiaries…

senior eligible for Medicare

How Old Do You Have To Be To Get Medicare in 2022?

January 31, 2022

As a senior, you can get Medicare coverage when you turn 65. If you have a qualifying disability, you can receive Medicare benefits after 24 months of disability benefits. Seniors 65 and Older If you will be turning 65 in 2022, then you will be eligible for Medicare benefits. You can prepare by learning the…

senior reading online Medicare handbook

What is in the Medicare Handbook for 2022?

January 30, 2022

The Medicare & You handbook, published by the Centers for Medicare and Medicaid Services, is updated every year with helpful information for Medicare beneficiaries. New Updates in the 2022 Handbook COVID-19 Medicare covers vaccines, diagnostic tests, antibody tests, and monoclonal antibody treatments. During the public health emergency, you pay nothing for the vaccine, booster or…

group of seniors

Why Is Medicare Important For Seniors?

January 29, 2022

Medicare is a vital program that provides coverage for seniors and people under 65 with disabilities. It helps them pay for the medical services they need, such as doctor visits, hospital care, prescription drugs, and more.  We understand that Medicare can be confusing to navigate, so we want to help by answering any questions you…

Medicare coverage

What do the Parts of Medicare Cover?

January 28, 2022

If you’re a senior who is curious about what Medicare covers or if you want to know how it works, we’re here to help you gain a good understanding of each part so you can choose which one suits you and your needs. Coverage with Part A There are many reasons why seniors need to…

Costs of Medicare Part C and Part D

2022 Costs for Part C and Part D

January 27, 2022

Medicare Part C (also known as Medicare Advantage) and Medicare Part D set themselves apart from Original Medicare, as they are exclusively offered through private health insurance. However, there are still some cost changes to expect in 2022. What Are Part C’s Costs In 2022? Medicare Part C doesn’t have one set cost, but changes…

Medicare Part A and Part B

2022 Costs for Original Medicare

January 26, 2022

Original Medicare consists of Medicare Part A and Part B. The coverage remains the same, but the 2022 costs for Original Medicare are slightly different from those in 2021. Here, you will see how premiums, deductibles, and coinsurance costs have changed for Part A and Part B. What Are Part A’s Costs In 2022? Part…

Can You Be Turned Down for a Medicare Supplement Plan?

September 13, 2021

The short answer is yes, except during your Medicare Supplement Open Enrollment Period, which starts the first day you are enrolled in both Parts A and B of Original Medicare and ends six months later. Outside of this period, Medicare Supplement (Medigap) plans are allowed to use medical underwriting and deny you coverage or increase…

Is Original Medicare and Medicare Advantage the Same?

September 13, 2021

The short answer is no. Original Medicare is a government-run entity that consists of two parts – hospital insurance, Part A, and medical insurance, Part B. All the rest of Medicare – Part C, (Medicare Advantage Plans), Part D (prescription drug plans), and Medicare Supplement or Medigap policies – are offered by private insurance carriers.…

Financial Services Blog Posts

College Savings: An Update

September 3, 2021

Congress is known for passing enormous bills with lots of little-known provisions that are not entirely central to the key objectives of the bill. Alas, the Coronavirus Response and Relief Supplemental Appropriations Act of 2021 is one of them. It contains changes to how students and parents apply for student aid via the Free Application…

Moving During Retirement

September 3, 2021

Some people stay in place when they retire, while others buy a second home or relocate entirely. If you’re thinking of buying a new home, should you plan the purchase before you stop working, or is it possible to get to a mortgage after you’re retired? Plenty of retirees can qualify for a mortgage while…

Roth vs. Traditional IRA: Retirement and Estate-Planning Advantages

September 3, 2021

It would be nice if the Roth IRA had been around long as the traditional IRA. Imagine the long-term benefits of tax-free growth throughout a 40-year career. Annual contribution limits for IRAs are relatively low ($6,000; $7,000 for 50-plus), but the Roth is a good complement for investors who also contribute to an employer-based retirement…

Reshoring: What’s the Future for Products and Services Made in America?

September 3, 2021

According to a recent survey of supply chain professionals, the COVID-19 pandemic interrupted 98% of global supply chains. Among the most disruptive supply challenges was the procurement of personal protective equipment, pharmaceuticals, and semiconductors. Companies that had outsourced manufacturing to other countries experienced firsthand the types of risks associated with offshoring.  The previous administration placed…

Fixed Income vs. Stock Portfolio

November 23, 2020

Early this year, many stopped spending and began saving money. This wasn’t difficult as many areas of the economy were — and possibly still are — shut down. For some, vacation plans were canceled, and the normal level of entertainment activities and dining out have been curbed. If you’ve remained employed, chances are good you’ve…

America’s Need for Better “Infloodstructure”

November 10, 2020

In February, Spirit Airlines decided to transfer a portion of its operations from Miramar, Florida, to Nashville, Tennessee. The key driver of this decision was recurring hurricane and tropical storm risk. This means a loss of 240 jobs for the Panhandle area.1 By mid-September of the 2020 hurricane season, mainland U.S. had already been hit…

medicare-stock-mockup

DOWNLOAD THE GUIDE

Understanding Medicare: Know Your Options and Costs

Not sure where to start with Medicare? We can help!
Download this 16-page guide and get answers to the most common questions about Medicare, including:

  • What’s the difference between Medicare Parts A, B, C and D?

  • What's covered? And how much will I pay?

  • Is Medicare Supplement insurance or a Medicare Advantage plan right for me?

consultation-circle

Ready to Take The Next Step?

For more information about any of our products and services, schedule a meeting today or register to attend a seminar.

Or give us a call at (800) 585-5544.